I made a budget yesterday. An actual excel document with a pie chart and everything. I won't say how much money Adam and I make together, but if you do the math, you would know that we would have to put over 4,000 dollars a month toward our debt in order to pay off 100K in 2 years. I'll go ahead and be honest and say that as a music teacher and entry level attorney, we cannot do that right now. We are going to have to start off with about 3,500 per month until we get more side work together. I am teaching private lessons for the summer and that will help, but won't make up the entire difference.
Our spending this month is pretty well under control. The only thing that was really disconcerting was our cell phone bill. We both have IPhones, so we pay 130 dollars per month. I had a no idea it was that much. No. I. Dea. I use my phone constantly, but I'm kind of wondering if it is actually worth that much a month. I listen to my phone on runs. I use the navigation all the time. It's what I surf the internet on. It's my primary email source. Okay, I think I just talked myself out of getting rid of it. Ugh.
The running side of things is going fairly well. I logged my first 40 mile week in a long time and I'm working on a training plan for the Devil Mountain 50K at the end of September. I feel fairly confident that I will be much better prepared for this 50K than my last 50k.
I can safely say that I have a bit of jealousy: we barely make $4000/month, let alone have it "leftover" to apply to debt. However, everyone has to live where they are and being jealous doesn't fix anything. That being said, I'm proud of you, and a little bit inspired.
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